Terms of Service

1. Acceptance of Terms

By accessing or using LimaClearing's website, resources, tools, or community features, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree with any part of these terms, you may not access our services.

2. Eligibility

You must be at least 18 years old to use LimaClearing services. By using our website, you represent and warrant that you are of legal age to form a binding contract and meet all eligibility requirements.

3. Resource Usage

LimaClearing provides educational resources, templates, and tools for freelancers. These resources are for informational purposes only and do not constitute legal, financial, or professional advice. You are responsible for how you use these resources in your business.

4. Membership & Payments

Certain resources may require membership or payment. All fees are stated in US dollars and are non-refundable unless otherwise specified. We reserve the right to change pricing with 30 days notice to existing members.

5. Refund Policy

Digital resources and template downloads are generally non-refundable. Membership subscriptions may be refunded within 14 days of purchase if no substantial resources have been accessed. Contact our support team for refund requests.

6. Prohibited Activities

You agree not to use LimaClearing services for:

• Any unlawful purpose or activity
• Violating intellectual property rights
• Distributing malware or harmful code
• Spamming or harassing other members
• Misrepresenting your identity or qualifications
• Reselling or redistributing our resources without permission

7. Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

8. Termination

We may terminate or suspend your account and access to our services immediately, without prior notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

9. Limitation of Liability

LimaClearing shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services, resources, or information provided.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will provide notice of significant changes via email or website notification. Continued use of our services after changes constitutes acceptance.

11. Governing Law

These Terms shall be governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Miami-Dade County, Florida.

12. Contact Information

For questions about these Terms of Service, please contact us at:

LimaClearing Legal Department
200 S Biscayne Blvd, Suite 2790
Miami, FL 33131
Email: legal@limaclearing.com
Phone: (305) 372-5500